- Seafarers, Cruise Ship Workers & Yacht Crew
- Income in USD, Euro & Others
- Non UK Residents
- Non UK Tax Payers
- Seafarer Tax Exemption
- To 90% Loan to Value
- Residential & Buy to Let
Mortgages for Seafarers and Yacht Crew
At RockHopper we work with a number of clients who work as seafarers or yacht crew.
They typically:
- Work for cruise ships, yachts, ocean going vessels and offshore installations
- Are paid in a currency other than the Pound Sterling (GBP)
- Could be non UK tax payers given they are out of the UK for more than 180 days a year and have
- Could be non-UK residents e.g. living in Ireland and elsewhere in Europe, USA, UAE, South Africa etc.
We often find that clients have faced a number of problems when approaching their Bank/Building Society to find a mortgage, such as:
- Their Bank/Building Society will not consider their income as they are paid in a currency other than GBP
- Their Bank/Building Society will not consider all of their income including allowances towards mortgage affordability
- Their Bank/Building Society will not consider their income as they are non UK tax payers