- 100% Bonus Considered
- Limited Track Record
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- From 5% Deposit
- Interest Only & Repayment
- Non Sterling Bonuses
Mortgage with Bonus Income
At RockHopper we can help clients arrange a mortgage where part, or in some situations all, of their income is derived from Bonuses.
A lot of clients that contact us are frustrated that their existing Bank or Lender will not take into account any or all of their bonus income payments.
Some clients inform us that their Bank has declined them for a mortgage simply because their bonus payments are larger than their basic salary.
This may mean they cannot secure the full mortgage loan they require, have to put down a bigger deposit to buy their dream home or, in some cases, just walk away from their proposed property purchase.
For those remortgaging it may mean they can’t get a better mortgage rate than that which they currently have or perhaps they may not be able to consolidate all of the debt and lower their total monthly payments.
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