- From 5% Deposit
- Trust Income
- Offshore & Onshore
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- Credit Issues Considered
- No maximum age for residential & buy to let mortgages
Mortgage with Trust Income
At RockHopper, we can assist clients to obtain a mortgage or a remortgage if they receive income from a Trust.
This can be the only or main source of income, or it could be secondary to other income such as that earned from employment or self employment.
The main types of trust income we can assist clients with are from:
- Bare trusts
- Interest in possession trusts
- Discretionary trusts
- Accumulation trusts
- Mixed trusts
- Settlor-interested trusts
- Non-resident trusts
Typically, clients who receive trust income tell us they are frustrated that a lot of lenders will not consider this form of income. Some lenders may not take the full amount of trust income into account, or require the clients to have earnings from employment or self employment in addition.
At RockHopper, we typically assist clients who receive income from one or more trusts. This can be their only source of income or could be combined with other sources.
We can assess a mortgage individually and understand that everyone is different and has their own unique scenario.
Do get in touch if you want some assistance in obtaining a mortgage with trust income.
We offer a free initial, no obligation, assessment to see if we can help you.