- From 5% Deposit
- From 0% Deposit with Parental Assistance
- Guarantors
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- Credit Issues Considered
- Maximum 40 Year Term
Mortgages for First Time Buyers
The mortgage market for experienced borrowers can be daunting. For first time buyers it can be a minefield. There are now over one hundred lenders offering thousands of products and we know it is not clear where to start. Typically, our first time buyers tell us that they want a competitive mortgage deal. They appreciate that whilst the rate looks low on products they have been offered, once they build in lender arrangement fees, penalty charges, valuation costs and a range of incidentals, what looked a good finance deal, initially, turns out to be something more.
We focus on first time buyers who not only want their first home loan to purchase their first flat or house, but also want guidance and reassurance every step of the way. We will start the process with a detailed assessment of exactly the amount you can borrow. This will ensure the mortgage payments remain affordable, not just now, but importantly into the future, particularly if interest rates should rise.
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