Specialist Mortgage Advice

CALL US ON

0203 621 5696 or 01983 555 000

Call 24 hours a day

MENUMENU
MENUMENU
  • Home
  • Purchase
        • Been Declined For a Mortgage?
        • Mortgages for Expats
        • Mortgages for First Time Buyers
        • Foreign Nationals
        • Mortgages for the Over 60’s, 70’s & 80’s
        • Armed Forces Mortgages
        • Contractors
        • Mortgages with Gifted Deposit
        • Interest Only
        • Guarantor Mortgages
        • Large Mortgages
        • Historic Credit Issues
        • Right to Buy
        • Second Home
        • Shared Ownership Mortgages
        • Failed Credit Score Mortgage
        • Graduate Mortgages
        • Joint Applicant Sole Proprietor Mortgages
        • Lending into Retirement Mortgages
        • Loaned Deposit Mortgage
        • Mortgage Advice and Advisers
        • Mortgage Difficulties
        • Mortgages for CIS Contractors
        • Mortgages for Keyworkers
        • Mortgages for Pieceworkers
        • Mortgages for Short Term Contractors
        • Mortgages for Temps and Zero Hour Contractors
        • Over 60’s Right to Buy
        • Professionals
          • Mortgages for Accountants
          • Mortgages for Barristers
          • Mortgages for Dentists
          • Mortgages for Doctors
          • Mortgages for Pharmacists
          • Mortgages for Professionals
          • Mortgages for Solicitors
          • Mortgages for Teachers
          • Mortgages for Vets
          • Locum Income Mortgages
        • Unusual Property
          • Mortgage for Flat Above Commercial Property
          • Mortgage for Property with Agricultural Tie
          • Mortgages for Flats and Maisonettes
          • Flying Freehold Mortgages
          • Mortgages for Live Work Units
          • Mortgages for Listed Buildings
          • Mortgages for Retirement Flats
          • New Build
          • Part Commercial
          • Unusual Property
          • Bed and Breakfast Mortgages
          • Mortgage for House with Holiday Cottage
          • Mortgage for House with Stables Kennels Cattery
          • Thatched Property Mortgage
        • Self-Employed
          • Mortgage with LLP Drawings
          • Mortgages with 1 Years Accounts
          • Mortgages with No Accounts
          • Newly Self Employed Mortgages
        • Non Standard Income
          • Mortgage with Benefit Income
          • Mortgage with Bonus Income
          • Mortgage with Commission Income
          • Mortgage with Complex Income
          • Mortgage with Foreign Currency Income
          • Mortgages with Maintenance income
          • Mortgage with Maternity Pay
          • Mortgage for Non UK Tax Payers
          • Mortgage with Offshore Income
          • Mortgage with Trust Income
          • Mortgages with Lodger Income
          • Mortgages 5 and 6 Times Salary
          • Foster Income Mortgages
          • Mortgage with Investment Income
          • Mortgage with Pension Income
          • Mortgage with Rental Income
          • Mortgages for Pilots and Aircrew
          • Mortgages for Seafarers and Yacht Crew
  • Remortgage
    • Unencumbered Remortgage
    • Day 1 Remortgage
    • Debt Consolidation Remortgage
    • Home Improvements Remortgage
    • Divorce Mortgages
    • Help to Buy Remortgages
    • Remortgage Within 6 Months
    • Remortgages for Home Extension
    • Remortgages to Capital Raise
    • Tax Purpose Remortgage
  • Buy to Let
    • Let to Buy
    • First Time Buyer Buy to Let
    • Holiday Let
    • Corporate Let
    • Student Lets and HMO Mortgages
    • Buy to Let DWP Tenants
    • Buy to Let for Family Member
    • Buy to Let Multiple ASTs
    • LLP Buy to Let
    • Limited Company Buy to Let
    • Low Rental Buy to Let Mortgages
    • Multi Unit Buy to Let Mortgages
    • Portfolio Landlord Mortgages
  • Calculators
    • Buy to Let Calculator
    • Mortgage Payment Calculator
    • How Much Can I Borrow?
  • About Us
  • Blog
  • Client Login
  • Contact Us

Day 1 Remortgage

  • Remortgage to 95%
  • Capital Raising
  • Repayment & Interest Only
  • No maximum age for residential & buy to let mortgages
  • No Credit Scoring Application for Some Lenders
  • Residential & Buy to Let
  • Remortgage Within 6 Months
Feefo logo

Day 1 Remortgage

We can look to assist clients who wish to remortgage or mortgage their property, even if they have owned it for less than 6 months.

This is often termed a “Day 1 Remortgage” i.e. taking out a mortgage on or after the first day of owning the property.

Clients may have only recently purchased the property for cash, due to competition for the property or as an auction purchase. They may have inherited a property, or have received a property as a gift from family members. They may have purchased a property with a mortgage and now realise they need extra cash for essential repairs and improvements to the property.

They now wish to raise a mortgage for a variety of reasons such as:

  • Home improvements
  • Debt consolidation
  • Additional property purchases such as a buy to let, second or holiday home
  • Purchasing cars and holidays
  • To pay School Fees
Read More >>

We are often told by clients that the lenders they have approached to help them with their remortgage will not permit them to take out a mortgage, if they have not owned the property for at least 6 months, or in some cases, 12 months.

We can look to assist clients arrange a “day 1 remortgage” even if they have not owned the property for at least 6 months, providing there is evidence of the original transaction e.g. the source funds for a cash purchase.

We appreciate that everyone’s situation is unique and no one case is ever the same. That is why we take a look at the whole background and circumstances and assess each case on its own merits.

If you wish us to take a look at a day 1 remortgage for you, why not get in touch either by completing the enquiry form or for an immediate response calling on us on our enquiry line.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Rates are updated daily and can be withdrawn at anytime without notice by lenders.”

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Enquiry - Right Bar SitewideV1

Specialist Low Rate Mortgages

Get started here

  • Specialist Advice
  • No Obligation
I agree for my personal information to be treated as confidential and held in accordance with the Data Protection Act 2018 (DPA 2018 also know as GDPR) in order to be contacted with details of services and products in writing, by email or telephone by Rockhopper Mortgages and its agents

 

Feefologo

Excellent Service

Outstanding from start to finish. Great communication throughout. They fully explained everything an....
For service -  Resi/Remo/8 Main Drive
Read More

Really happy with the service given much appreciated thank you

By: Steven Brown
Friendly and polite service kept me informed on what was going on Really happy with service given th....
For service -  Resi/Remo/ Keep Hill Close
Read More

Amazing

Very helpful, and took the stress out of finding a mortgage that suited us. David and Alex were amaz....
For service -  Resi/Purchase/Field Gate Close
Read More

Excellent service, really felt involved and well informed,thoughout

By: Kathryn Thompson
Very professional, communication excellent, David and Alex were lovely to work with, I had full co....
For service -  Resi/Purchase/Roehedge
Read More

knowledgable and easy

By: Bramadarshan Ganesan
Thank you for your help withthe mortgage.....
For service -  Resi/Purchase/Hebron Court
Read More

Knowledgable & Trustworthy

By: Zara Truscott
My partner had previously used Rockhopper and was thoroughly satisfied with the service from David. ....
For service -  Purchase/37a Leek Road
Read More

Great communication and efficient handling of mortgage application!

Great service from David and Alex. Found us as good a deal that was available to us at the time, spe....
For service -  Resi/Remo/Victoria Avenue
Read More

Excellent service

Calm and efficient service. Good communications. All went according to olan.....
For service -  Resi/Purchase/Barclaugh Drive
Read More

Returned customer. Very Professional and Knowledgeable Mortgage brokers.

I have always been impressed by the professionalism of the brokers at RockHopper. I worked with them....
For service -  Resi/Remo/Waverley Avenue
Read More

Excellent Service. Would highly recommend.

I received excellent service from David & Alex. Great communication and very efficient, it was a ple....
For service -  Resi/Purchase/Brighton
Read More

Very professional and found us a solution when other brokers couldn't.

David spent time finding a solution for our non standard requirements which other brokers could not ....
For service -  Resi/Remo/Cherrington
Read More

All thanks to Rockhopper, we have just completed on our new home...

By: Graham Fisher
We've just completed on our new home and its all thanks to Rockhopper. Our circumstances are not the....
For service -  Resi/Purchase/Newtown
Read More

Efficient, transparent and helped us get a mortgage when no one else could!

By: Nzinga Akinshegun
Very efficient. Both David and Alex went above and beyond to get us a mortgage. They would answer em....
For service -  Resi/Purchase/Hamslade Cottage
Read More

Great Service, Patient and Helpful.

By: Edward Impey
Kept us informed, looked at different options but mainly sourced us finance where everyone else stru....
For service -  Resi/Purchase/Hamslade Cottage
Read More

Highly Recommend

Great service, unfortunately hampered by terrible service from the lender. David went the extra mile....
For service -  Product TX/Dale Street
Read More

Rockhopper is awesome!

By: Tracey Yoko
Service and communication always professional and efficient. David and Alex were a pleasure to deal ....
For service -  FTB/BTL/Purchase/St Georges Gate
Read More

Excellent service

By: Alistair Myles
RockHopper were efficient and effective and I would not hesitate to recommend them.....
For service -  ProductTX/Westcote Road
Read More

Rockhopper was great service to arrange out mortgage. We found great options quickly and they helpe....
For service -  Resi/Remo/Cleveland Road
Read More

David Rostron helped us finding the perfect mortgage. Highly recommend.

By: Ivor Du Merwe
Service was great and David knows literally everything in the mortgage market.....
For service -  JASP:Resi/Purchase/Woodlands House
Read More

Excellent customer service

By: Christopher Spicer
Great services from start to finish from Alex & David. Good communication and dealt with everything ....
For service -  Resi/Purchase/Bruneval Gardens
Read More
Independent Customer Feedback
Read all reviews

RockHopper Mortgages is a trading style of RockHopper Origination Limited, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages and Commercial mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

RockHopper Origination Limited is a company registered in England and Wales with company number 10241688. Registered Office:Rockhopper, Blackwell House, Guildhall Yard, London, EC2V 5AE

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

CONTACT US

Tel: 0203 621 5696
Fax: 0203 621 5697
Email:info@rockhopper.uk.net

Address: Rockhopper, Blackwell House, Guildhall Yard, London, EC2V 5AE

Menu

  • Sitemap
  • Privacy Policy
  • Terms of Business
  • Sitemap
  • Privacy Policy
  • Terms of Business

Copyright © 2023 — RockHopper LTD • All rights reserved. •Web Design by Conceptstore