- Retirement Flats & Apartments
- New Build Flats
- Guarantors Considered
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- No maximum age for residential & buy to let mortgages
- Mortgage Advice*
* We advise on residential and buy to let mortgages. We do not advise on Equity Release or Retirement Interest Only.
Mortgages for Retirement Properties
We are often approached by clients who are struggling to obtain a mortgage for a retirement flat or apartment, where there is a restriction placed on ownership or occupation, so that they can only be purchased and/or occupied by people in retirement or over a certain age (usually age 55).
Clients typically tell us that they may have approached their Bank or Building Society to obtain a mortgage on a retirement flat or house, only to be declined because of the age limits on the use of the property.
This can often cause a lot of frustration, wasted time and often money.
Some customers have approached us and asked us to arrange a retirement flat mortgage using the income of their son or daughter to help with the mortgage payments.
At RockHopper we can look to assist clients looking to arrange a mortgage on a retirement property.Read More >>
We appreciate everyone’s particular situation is unique, which is why we look at every enquiry on a case by case basis.
If you would like to see whether we can help you raise a mortgage on a retirement property, do get in touch for a free no obligation quotation.