• Retirement Flats & Apartments
• New Build Flats
• Guarantors Considered
• No Credit Scoring Application for Some Lenders
• Common Sense Underwriting
• No maximum age for residential & buy to let mortgages
• Mortgage Advice*

Mortgages for Retirement Properties

We are often approached by clients who are struggling to obtain a mortgage for a retirement flat or apartment, where there is a restriction placed on ownership or occupation, so that they can only be purchased and/or occupied by people in retirement or over a certain age (usually age 55).

Clients typically tell us that they may have approached their Bank or Building Society to obtain a mortgage on a retirement flat or house, only to be declined because of the age limits on the use of the property.

This can often cause a lot of frustration, wasted time and often money.

Some customers have approached us and asked us to arrange a retirement flat mortgage using the income of their son or daughter to help with the mortgage payments.

At RockHopper we can look to assist clients looking to arrange a mortgage on a retirement property.