- Residential and Buy to Let
- Loans from £500K to £10M
- Minimum 5% Deposit
- Private & High Street Banks & Building Socieites
- Employed & Self Employed
- Residential or Buy to Let
- Complex Income
- Bonuses and Non Sterling Income
Large Mortgages
We can look to assist clients with large mortgages at RockHopper which could be for a property purchase, remortgage, buy to let or holiday let.
Typically we find clients looking for large mortgages have more complex income streams such as multiple jobs, investment income, offshore income and/or foreign currency income.
They may be based in the UK or Overseas.
There are a number of reasons a large mortgage may be required.
- Firstly, a high net worth individual towards the start of their career may not have amassed a large deposit given their age, although they wish to purchase a high value property to match their income and lifestyle
- Secondly, clients may wish to release equity from an existing property and increase their mortgage balance, possibly to help children, as a result of divorce, to invest in a business or other enterprise or to purchase a second or holiday home
- Thirdly, some individuals may decide that they wish to maintain a large interest only mortgage, as the rate of interest they will pay is beneficial for them