- Employed or Self Employed
- All Currencies Considered*
- All Countries Considered including Qatar*
- Residential & Buy to Let
- Non UK Tax Payers
- N Time Restriction Outside of UK/li>
- No Credit Scoring
Mortgages for Expats
We are aware of the clear challenges faced by expats when it comes to securing a competitive ex pat mortgage deal. Clients living abroad often tell us that they feel penalised because they are paid in a foreign currency, have usually been outside of the UK for a year or more and sometimes have issues with their UK credit score. The credit referencing data, from companies such as Experian and Equifax, is not easily updated when a borrower is outside the UK. This information, coupled with the fact that the vast majority of Banks now use automated credit scoring, causes significant problems.
We successfully arrange mortgages for UK expats living abroad and offer both homeowner loans to either purchase or re-mortgage houses or flats. We successfully organise finance on residential properties and mortgages for investment purchases, through our Buy To Let schemes.
The exact amount of the mortgage and interest rate will very much depend on a number of factors, including the country in which you reside, the loan to value of the property, the equity you will put down as a deposit on a purchase, or the equity you have in the property, if you are re-mortgaging. We will also need to consider your income details to ensure affordability.
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