- No Deposit Required
- Guarantors Considered
- Benefits Income
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- No maximum age for residential & buy to let mortgages
- Credit Issues Considered
Right to Buy Mortgages
At RockHopper we can look to assist clients who wish to purchase their council/housing association house, flat or maisonette under the right to buy scheme.
We can help clients in a variety of situations regarding their right to buy purchase and typically have helped clients who:
- Have no deposit to put down and require a mortgage for up to 100% of the discounted purchase price
- May have been told they are not able to borrow the full amount they require to purchase the property
- May have had historic credit issues such as missed credit payments, defaults and county court judgements (CCJ’s)
- Are aged over 60 up to age 90
- Would like a family member to go onto the mortgage with them to assist with affordability