- Rental Income
- From 5% Deposit
- Limited Track Record
- Repayment & Interest Only
- Multiple Income Sources
- Residential & Buy to Let
Mortgage with Rental Income
At RockHopper we work with a number of clients who receive all or part of their income as Rental Income from a property portfolio of buy to let or commercial property.
We often find that clients who receive rental income have faced a number of problems when approaching their Bank/Building Society to find a mortgage, such as:
- Their Bank/Building Society will not consider all or part of their rental income towards mortgage affordability
- Their Bank/Building Society stress test the background buy to let portfolio and this means they will not lend or only consider a smaller mortgage than is actually required
- They receive earned income and top this up with rental income and need a lender to be able to consider both for affordability purposes