- Remortgage to 95%
- Capital Raising
- Repayment & Interest Only
- No maximum age for residential & buy to let mortgages
- No Credit Scoring Application for Some Lenders
- Residential & Buy to Let
- Remortgage Within 6 Months
Remortgage Within 6 Months
We can look to assist clients who wish to remortgage or mortgage their property, even if they have owned it for less than 6 months.
Clients may have only recently purchased the property for cash, due to competition for the property or as an auction purchase. They may have inherited a property, or have received a property as a gift from family members. They may have purchased a property with a mortgage and now realise they need extra cash for essential repairs and improvements to the property.
They now wish to raise a mortgage for a variety of reasons such as:
- Home improvements
- Debt consolidation
- Additional property purchases such as a buy to let, second or holiday home
- Purchasing cars and holidays
- To pay School Fees
We are often told by clients that the lenders they have approached to help them with their remortgage will not permit them to take out a mortgage, if they have not owned the property for at least 6 months, or in some cases, 12 months.
We can look to assist clients arrange a remortgage even if they have not owned the property for at least 6 months, providing there is evidence of the original transaction e.g. the source funds for a cash purchase.
We appreciate that everyone’s situation is unique and no one case is ever the same. That is why we take a look at the whole background and circumstances and assess each case on its own merits.
If you wish us to take a look at a remortgage for you, why not get in touch either by completing the enquiry form or for an immediate response calling on us on our enquiry line.