Specialist Mortgage Advice

CALL US ON

0203 621 5696

Call 24 hours a day

MENUMENU
MENUMENU
  • Home
  • Purchase
        • Been Declined For a Mortgage?
        • Mortgages for Expats
        • Mortgages for First Time Buyers
        • Foreign Nationals
        • Mortgages for the Over 60’s, 70’s & 80’s
        • Armed Forces Mortgages
        • Contractors
        • Mortgages with Gifted Deposit
        • Interest Only
        • Guarantor Mortgages
        • Large Mortgages
        • Historic Credit Issues
        • Right to Buy
        • Second Home
        • Shared Ownership Mortgages
        • Failed Credit Score Mortgage
        • Graduate Mortgages
        • Joint Applicant Sole Proprietor Mortgages
        • Lending into Retirement Mortgages
        • Loaned Deposit Mortgage
        • Mortgage Advice and Advisers
        • Mortgage Difficulties
        • Mortgages for CIS Contractors
        • Mortgages for Keyworkers
        • Mortgages for Pieceworkers
        • Mortgages for Short Term Contractors
        • Mortgages for Temps and Zero Hour Contractors
        • Over 60’s Right to Buy
        • Professionals
          • Mortgages for Accountants
          • Mortgages for Barristers
          • Mortgages for Dentists
          • Mortgages for Doctors
          • Mortgages for Pharmacists
          • Mortgages for Professionals
          • Mortgages for Solicitors
          • Mortgages for Teachers
          • Mortgages for Vets
          • Locum Income Mortgages
        • Unusual Property
          • Mortgage for Flat Above Commercial Property
          • Mortgage for Property with Agricultural Tie
          • Mortgages for Flats and Maisonettes
          • Flying Freehold Mortgages
          • Mortgages for Live Work Units
          • Mortgages for Listed Buildings
          • Mortgages for Retirement Flats
          • New Build
          • Part Commercial
          • Unusual Property
          • Bed and Breakfast Mortgages
          • Mortgage for House with Holiday Cottage
          • Mortgage for House with Stables Kennels Cattery
          • Thatched Property Mortgage
        • Self-Employed
          • Mortgage with LLP Drawings
          • Mortgages with 1 Years Accounts
          • Mortgages with No Accounts
          • Newly Self Employed Mortgages
        • Non Standard Income
          • Mortgage with Benefit Income
          • Mortgage with Bonus Income
          • Mortgage with Commission Income
          • Mortgage with Complex Income
          • Mortgage with Foreign Currency Income
          • Mortgages with Maintenance income
          • Mortgage with Maternity Pay
          • Mortgage for Non UK Tax Payers
          • Mortgage with Offshore Income
          • Mortgage with Trust Income
          • Mortgages with Lodger Income
          • Mortgages 5 and 6 Times Salary
          • Foster Income Mortgages
          • Mortgage with Investment Income
          • Mortgage with Pension Income
          • Mortgage with Rental Income
          • Mortgages for Pilots and Aircrew
          • Mortgages for Seafarers and Yacht Crew
  • Remortgage
    • Unencumbered Remortgage
    • Day 1 Remortgage
    • Debt Consolidation Remortgage
    • Home Improvements Remortgage
    • Divorce Mortgages
    • Help to Buy Remortgages
    • Remortgage Within 6 Months
    • Remortgages for Home Extension
    • Remortgages to Capital Raise
    • Tax Purpose Remortgage
  • Buy to Let
    • Let to Buy
    • First Time Buyer Buy to Let
    • Holiday Let
    • Corporate Let
    • Student Lets and HMO Mortgages
    • Buy to Let DWP Tenants
    • Buy to Let for Family Member
    • Buy to Let Multiple ASTs
    • LLP Buy to Let
    • Limited Company Buy to Let
    • Low Rental Buy to Let Mortgages
    • Multi Unit Buy to Let Mortgages
    • Portfolio Landlord Mortgages
  • Calculators
    • Buy to Let Calculator
    • Mortgage Payment Calculator
    • How Much Can I Borrow?
  • About Us
  • Blog
  • Contact Us

Help to Buy Remortgages

  • Help to Buy Remortgages
  • Repay Equity Loan (in full/part)
  • 6x Income Considered
  • Add/Remove Applicants
  • Switch to Buy to Let
  • Obtain Lower Rate
Feefo logo
Feefo logo
Enquiry - Right Bar SitewideV1- MOB

Check you Qualify

  • Specialist Advice
  • No Obligation
I agree to be contacted by Rockhopper to discuss my enquiry and confirm I have read the Privacy Policy


Help to Buy Remortgages

Many clients contact us who may be struggling to get a help to buy remortgage as there situation is non standard.

They may have decided they want to remortgage their existing help to buy property to:

  • Get a better mortgage rate
  • Remove or add a partner to the mortgage given a change in their personal circumstances
  • Repay part of their equity loan
  • Repay part all their equity loan and switch to a standard mortgage

We have helped a number of clients obtain help to buy remortgages when lenders they have approached directly have declined to assist.

Typical scenarios are:

  • Clients who contract or are newly self employed
  • Clients who receive bonus and/or commission income
  • Clients who have had issues on their credit file
  • Clients who are UK residents but non UK tax payers e.g. seafarers
  • Clients who earn income in US Dollars, Euros or other currencies

Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are finding it difficult to get a mortgage.

Whatever your situation, we may be able to assist.

We specialise in helping clients who have unusual or non-standard requirements.

We work with a number of lenders who have a flexible approach to underwriting your mortgage. They will look at your mortgage on a case by case basis and a person will assess your situation rather than a computer. The lenders we work with are happy to look at non-standard income and situations.

We appreciate everyone’s particular situation is unique, which is why we look at every enquiry on a case by case basis. We work with both High Street and Specialist lenders and, if necessary, can recommend a lender who will manually assess your mortgage application rather than asking a computer to make a decision. In the current climate, we appreciate that everyone may not “tick all the boxes” for the high street lenders.

If you would like to see whether we can help you raise a mortgage for you on a property, do get in touch for a free no obligation quotation.

Enquiry - Right Bar SitewideV1- MOB

Check you Qualify

  • Specialist Advice
  • No Obligation
I agree to be contacted by Rockhopper to discuss my enquiry and confirm I have read the Privacy Policy
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Rates are updated daily and can be withdrawn at anytime without notice by lenders.”

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Enquiry - Right Bar SitewideV1

Specialist Low Rate Mortgages

Get started here

  • Specialist Advice
  • No Obligation
I agree to be contacted by Rockhopper to discuss my enquiry and confirm I have read the Privacy Policy

 

Feefologo
Independent Customer Feedback
Read all reviews

Rockhopper Mortgages is a trading style of Capital Fortune Rockhopper Ltd, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages and Commercial mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Capital Fortune Rockhopper Ltd is a company registered in England and Wales with company number 05683249. Registered Office: Capital Fortune Rockhopper Ltd, 22 Tudor Street, London EC4Y 0AY

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

CONTACT US

Tel: 0203 621 5696
Email:info@rockhopper.uk.net

Address: Rockhopper, 22 Tudor Street, London, EC4Y 0AY

Menu

  • Sitemap
  • Privacy Policy
  • Terms of Business

Copyright © 2026 Capital Fortune Rockhopper Ltd. Web design by Conceptstore.co.uk

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.