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First Time Buyer Buy to Let

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First Time Buyer Buy to Let

At RockHopper we can look to assist First Time Buyers who are looking to purchase a buy to let property.

Some first time buyers prefer the option of a buy to let rather than a residential mortgage, as they plan to continue to live at home with family or purchase in a different area of the country to where they live. Other first time buyer clients may be about to be gifted a property from family or inherit a property from an estate and wish to raise some funds from the property for home improvements, debt consolidation or to buy out other parties.

We can look to assist first time buyers with their buy to let mortgage up to 80% of the property value. For example, on a property valued at £200,000 this would mean a maximum mortgage of £160,000.

Clients we typically assist tell us that they are frustrated that, although they are in very good jobs and financially secure they may be struggling to arrange a first time buyer buy to let mortgage because:

  • They have previously been refused a buy to let mortgage as a first time buyer as they do not own their main residence
  • They have failed credit scoring with the lenders they have approached
  • They cannot find a lender that will consider their situation

We appreciate that everyone’s situation is unique and no one case is ever the same. That is why we take a look at the whole background and circumstances and assess each case on its own merits.

If you wish us to take a look at a first time buyer buy to let mortgage for you, why not get in touch either by completing the enquiry form or for an immediate response calling on us on our enquiry line.

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Rates are updated daily and can be withdrawn at anytime without notice by lenders.”

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.
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Good experience

By: Patrick and Merle Owens
Clear, helpful advice looking at all options whilst listening carefully to our questions and respond....
For service -  Mortgage to assist with: REASON_REMORTGAGE
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A great experience

Friendly, helpful, extremely knowledgeable....
For service -  Mortgage to assist with: REASON_FTB
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Well worth a free 10 minute phone call to see if they can help where high street banks and standard ....
For service -  Resi / Purchase / Highlander
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Weightlifting

Helpful in dealing with the complex issues thrown up by our situation. Patient in explaining the le....
For service -  Mortgage to assist with: REASON_REMORTGAGE
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Highly recommended

By: Nicholas Chetham
So helpful all the way through the process. David guided us very efficiently to start then Alex was....
For service -  Mortgage to assist with: REASON_REMORTGAGE
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Stress Free

By: Nathan Beevers
I couldn’t have picked a better company to aide myself, in the purchase of my first buy to let. Ro....
For service -  Mortgage to assist with: REASON_REMORTGAGE
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Just perfect!

Fabulous personal and professional friendly service from start to finish. Couldn't have asked for a ....
For service -  Mortgage to assist with: REASON_FTB
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An excellent, all round service given by knowledgeable advisor.

An excellent service. David, our financial advisor was with us every step of the way. He was app....
For service -  Residential Remortgage of South View
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Extremely pleased customer😊

By: Mrs LSC Tarr
A huge thank you to Rockhopper Services for their incredible help with our remortgage. After being l....
For service -  Residential Remortgage of Combles
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Highly recommend for complex cases

By: DJ Tarr
I cannot recommend Rockhopper service highly enough; they excelled where other services had failed t....
For service -  Residential remortgage of Combles
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The best

By: Max
Rob at Rockhopper was fantastic. He took the time to listen to our situation and used his knowledge ....
For service -  Resi / Purchase / Long View
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Vernon

Excellent....
For service -  Residential Purchase mortgage offer for Towse Pasture
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5-star. Highly recommend.

By: Julia Smith
Amazing service. I had some complex requirements due to my older age and the type of property i was....
For service -  Residential purchase mortgage for Leaholm
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David was very kind and helpful when supporting me to buy my first time home and grab me the best de....
For service -  Mortgage for residential purchase
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Great support for home insurance application

By: Joseph Candelario-McKeown
Our current home insurance is due for renewal and the premium has increased exponentially. We asked ....
For service -  Buildings and Contents - Elm Close
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Review

Excellent service from the outset. All explained clearly and communication was outstanding. Would hi....
For service -  Product Transfer for Axis Court
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Home insurance

By: Martin McKeown
Took out home insurance Fabulous support so helpful and professional . Definitely recommend to fami....
For service -  Buildings and Contents - 4 Elm Close
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Excellent service for my unusual situation

Excellent service in help me secured a mortgage deal with my unusual financial situation, they treat....
For service -  Residential Purchase Mortgage
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Professional and efficient service

By: Ross Clarke
Rockhopper were excellent throughout our mortgage process. They helped us secure a mortgage despite ....
For service -  Mortgage Advice, Processing and Offer
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Excellent company to work with

By: Gary Meadows
Fantastic as my mortgage was very complicated....
For service -  Mortgage for remortgage of a property
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Rockhopper Mortgages is a trading style of Capital Fortune Rockhopper Ltd, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages and Commercial mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Capital Fortune Rockhopper Ltd is a company registered in England and Wales with company number 05683249. Registered Office: Capital Fortune Rockhopper Ltd, 22 Tudor Street, London EC4Y 0AY

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

CONTACT US

Tel: 0203 621 5696
Email:info@rockhopper.uk.net

Address: Rockhopper, 22 Tudor Street, London, EC4Y 0AY

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