Specialist Mortgage Advice

CALL US ON

+44 203 621 5696

Call 24 hours a day

MENUMENU
MENUMENU
  • Home
  • Purchase
        • Been Declined For a Mortgage?
        • Mortgages for Expats
        • Mortgages for First Time Buyers
        • Foreign Nationals
        • Mortgages for the Over 60’s, 70’s & 80’s
        • Armed Forces Mortgages
        • Contractors
        • Mortgages with Gifted Deposit
        • Interest Only
        • Guarantor Mortgages
        • Large Mortgages
        • Historic Credit Issues
        • Right to Buy
        • Second Home
        • Shared Ownership Mortgages
        • Failed Credit Score Mortgage
        • Graduate Mortgages
        • Help to Buy Mortgages
        • Joint Applicant Sole Proprietor Mortgages
        • Lending into Retirement Mortgages
        • Loaned Deposit Mortgage
        • Mortgage Advice and Advisers
        • Mortgage Difficulties
        • Mortgages for CIS Contractors
        • Mortgages for Keyworkers
        • Mortgages for Pieceworkers
        • Mortgages for Short Term Contractors
        • Mortgages for Temps and Zero Hour Contractors
        • Over 60’s Right to Buy
        • Professionals
          • Mortgages for Accountants
          • Mortgages for Barristers
          • Mortgages for Dentists
          • Mortgages for Doctors
          • Mortgages for Pharmacists
          • Mortgages for Professionals
          • Mortgages for Solicitors
          • Mortgages for Teachers
          • Mortgages for Vets
          • Locum Income Mortgages
        • Unusual Property
          • Mortgage for Flat Above Commercial Property
          • Mortgage for Property with Agricultural Tie
          • Mortgages for Flats and Maisonettes
          • Flying Freehold Mortgages
          • Mortgages for Live Work Units
          • Mortgages for Listed Buildings
          • Mortgages for Retirement Flats
          • New Build
          • Part Commercial
          • Unusual Property
          • Bed and Breakfast Mortgages
          • Mortgage for House with Holiday Cottage
          • Mortgage for House with Stables Kennels Cattery
          • Thatched Property Mortgage
        • Self-Employed
          • Mortgage with LLP Drawings
          • Mortgages with 1 Years Accounts
          • Mortgages with No Accounts
          • Newly Self Employed Mortgages
        • Non Standard Income
          • Mortgage with Benefit Income
          • Mortgage with Bonus Income
          • Mortgage with Commission Income
          • Mortgage with Complex Income
          • Mortgage with Foreign Currency Income
          • Mortgage with Maintenance Income
          • Mortgage with Maternity Pay
          • Mortgage for Non UK Tax Payers
          • Mortgage with Offshore Income
          • Mortgage with Trust Income
          • Mortgages with Lodger Income
          • Mortgages 5 and 6 Times Salary
          • Foster Income Mortgages
          • Mortgage with Investment Income
          • Mortgage with Pension Income
          • Mortgage with Rental Income
          • Mortgages for Pilots and Aircrew
          • Mortgages for Seafarers and Yacht Crew
  • Remortgage
    • Unencumbered Remortgage
    • Day 1 Remortgage
    • Debt Consolidation Remortgage
    • Home Improvements Remortgage
    • Divorce Mortgages
    • Help to Buy Remortgages
    • Remortgage Within 6 Months
    • Remortgages for Home Extension
    • Remortgages to Capital Raise
    • Tax Purpose Remortgage
  • Buy to Let
    • Let to Buy
    • First Time Buyer Buy to Let
    • Holiday Let
    • Corporate Let
    • Student Lets and HMO Mortgages
    • Buy to Let DWP Tenants
    • Buy to Let for Family Member
    • Buy to Let Multiple ASTs
    • LLP Buy to Let
    • Limited Company Buy to Let
    • Low Rental Buy to Let Mortgages
    • Multi Unit Buy to Let Mortgages
    • Portfolio Landlord Mortgages
  • Calculators
    • Buy to Let Calculator
    • Mortgage Payment Calculator
    • How Much Can I Borrow?
    • Stamp Duty Calculator
  • About Us
  • Blog
  • Contact Us

Day 1 Remortgage

  • Remortgage to 95%
  • Capital Raising
  • Repayment & Interest Only
  • No Maximum Age
  • No Credit Scoring
  • Residential & Buy to Let
  • Remortgage Within 6 Months
Feefo logo

Day 1 Remortgage

We can look to assist clients who wish to remortgage or mortgage their property, even if they have owned it for less than 6 months.

This is often termed a “Day 1 Remortgage” i.e. taking out a mortgage on or after the first day of owning the property.

Clients may have only recently purchased the property for cash, due to competition for the property or as an auction purchase. They may have inherited a property, or have received a property as a gift from family members. They may have purchased a property with a mortgage and now realise they need extra cash for essential repairs and improvements to the property.

They now wish to raise a mortgage for a variety of reasons such as:

  • Home improvements
  • Debt consolidation
  • Additional property purchases such as a buy to let, second or holiday home
  • Purchasing cars and holidays
  • To pay School Fees
Read More >>

We are often told by clients that the lenders they have approached to help them with their remortgage will not permit them to take out a mortgage, if they have not owned the property for at least 6 months, or in some cases, 12 months.

We can look to assist clients arrange a “day 1 remortgage” even if they have not owned the property for at least 6 months, providing there is evidence of the original transaction e.g. the source funds for a cash purchase.

We appreciate that everyone’s situation is unique and no one case is ever the same. That is why we take a look at the whole background and circumstances and assess each case on its own merits.

If you wish us to take a look at a day 1 remortgage for you, why not get in touch either by completing the enquiry form or for an immediate response calling on us on our enquiry line.

 

Best Deals – Remortgage

Lender Initial Rate Type For Then APRC* ERC* Fee
TSB 1.09% Fixed Feb-2023 3.59 3.3 28-Feb-2023 £1477
BNW 1.09% Fixed 2 years 3.59 3.2 2 years £1476
SBS 1.14% Fixed Apr-2023 4.64 3.8 30-Apr-2023 £1479
TSB 1.19% Fixed Feb-2023 3.59 3.3 28-Feb-2023 £1477
BNW 1.19% Fixed 2 years 3.59 3.1 2 years £1476
TSB 1.19% Fixed May-2023 3.59 3.3 31-May-2023 £1480
TSB 1.19% Fixed May-2023 3.59 3.3 31-May-2023 £1480
CLY 1.19% Fixed Mar-2023 4.55 4 2 years £1476
CLY 1.19% Fixed Mar-2023 4.55 4 2 years £1476
BNW 1.19% Fixed 2 years 3.59 3.2 2 years £1476
*APRC = Annual Percentage Rate of Charge
*ERC = Early Repayment Charge
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search:
Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000;Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; .

The mortgage deals shown above are subject to individual status and a suitable security property. You may not be eligible for some or all of the deals shown given your status and/or the nature of the security property. For a more accurate indication as to mortgage deals you are eligible for, please contact us to discuss your specific situation and/or property.

 

Specialist Low Rate Mortgages

Get started here

  • Specialist Advice
  • No Obligation

I agree for my personal information to be treated as confidential and held in accordance with the Data Protection Act 1998 in order to be contacted with details of services and products in writing, by email or telephone by Rockhopper Mortgages and its agents

Feefologo

Excellent service.

By: Mark Kemp
The remortgage was very clearly explained by the team. I was very pleased with the communication aft....
For service -  Resi/Remo/Lambourn
Read More

Amazing service and great advice.

By: Andy
The RockHopper team were amazing and went out of their way to ensure I had a great experience and th....
For service -  Resi/Remo/Lambourn
Read More

Miracle workers!

By: Dawn Crawford
David at RockHopper was friendly, reassuring and knowledgeable with our very difficult case. Ultimat....
For service -  Residential Purchase
Read More

Totally professional and deicated to suceed.

By: Robert Payne
The team that address my application done it with such professionalism even through a difficult oper....
For service -  Resi/Remo/Bekynton
Read More

By: Kenneth & Yvonne Stoves
Good service apart from length of time from start to completion due to this virus and other anomalie....
For service -  Resi/Purchase/Calder Road
Read More

By: Stephen Boyd
Great service above and beyond the call of duty. Special mention for Rob Killeen, who achieved the a....
For service -  Resi/Remo/Kingston Hill
Read More

RockHopper was the ONLY company that was able to help us secure a mortgage due to just having moved ....
For service -  Resi/Purchase/Cartvale
Read More

Excellent

Excellent service from David Rostron. Always very quick to respond to queries and ended up getting m....
For service -  BTL/Purchase/Grand Union
Read More

Great Service providing mortgages different to standard

By: Ryan Finnigan
Great offering, over and above what is the norm and go to a wide variety of lenders. Able to take al....
For service -  Resi/Purchase/TheCoachHouse
Read More

Good service and communications

Very good service and advice. Helpful throughout the process of obtaining a mortgage and getting a g....
For service -  Resi/Remo/Carpenter
Read More

By: Helen Murray
On the ball all the way until I got the mortgage offer, highly recommend Rockhoppers, even throught....
For service -  Resi Purch / Ingram Road
Read More

Brilliant Service

By: Joe and Lucy
We were delighted with the service provided by Rockhopper. David Rostron and his team were incredibl....
For service -  Resi/Purchase
Read More

Absolutely fabulous

By: Kevin Howe
Rockhopper managed to arrange and obtain me the best mortgage on the market for my needs even at a t....
For service -  Purchase
Read More

Would definitely recommend RockHopper!

By: Brian Hughes
On hand when needed and open and upfront about costs ec.....
For service -  Purchase
Read More

David Rostron went above and beyond in helping me to secure the right mortgage offer. He has now he....
For service -  Further Advance
Read More

Easy to work with

Worked with me to ensure efficiency and the best offer for me given my constraints. Easy to work wi....
For service -  BTL Remo
Read More

Would recommend to anyone!!

By: Ben
David and the team were excellent at getting the mortgage product we needed to secure our dream home....
For service -  Purchase
Read More

Great service....
For service -  Residential Remortgage
Read More

Great service throughout the process, very professional

Great service throughout the process, Very professional staff who have kept us well informed at all ....
For service -  Residential remortgage
Read More

I would recommend Rockhopper and use them again. Our mortgage wasn’t straightforward but they foun....
For service -  Self Employed Buy to Let Remortgage
Read More
Independent Customer Feedback
Read all reviews

RockHopper Mortgages is a trading style of RockHopper Origination Limited who is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

RockHopper Origination Limited is a company registered in England and Wales with company number 10241688. Registered Office:Rockhopper, Blackwell House, Guildhall Yard, London, EC2V 5AE

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

CONTACT US

Tel: 0203 621 5696
Fax: 0203 621 5697
Email:info@rockhopper.uk.net

Address: Rockhopper, Blackwell House, Guildhall Yard, London, EC2V 5AE

Menu

  • Sitemap
  • Privacy Policy
  • Terms of Business

Connect With Us

  • Facebook
  • Twitter
  • Sitemap
  • Privacy Policy
  • Terms of Business

Copyright © 2021 — RockHopper LTD • All rights reserved. •Web Design by Conceptstore

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.YesRead more