- From 5% Deposit
- New Build Flats
- Benefit Income
- No Credit Scoring Application for Some Lenders
- Common Sense Underwriting
- No maximum age for residential & buy to let mortgages
- Credit Issues Considered
Shared Ownership Mortgages
At RockHopper, we assist clients purchase or remortgage their Shared Ownership property using a Shared Ownership mortgage.
Clients who get in touch with us to arrange a shared ownership mortgage often tell us they are frustrated that they may have approached a number of high street lenders for a mortgage, only to be turned away in disappointment.
This could be because the lenders they have spoken to:
- Will not lend a sufficient amount for the clients to buy the property
- Require a bigger deposit than the clients have available
- Will not lend to applicants aged over 60 to 90
- Will not consider new build properties
- Will not consider clients with historic credit issues in the background such as missed mortgage payments, defaults and county court judgements