- Short & Fixed Term Contracts
- Up to 95% LTV
- Residential & Buy to Let
- No Credit Scoring Application for Some Lenders
- Manual Underwriting
Mortgages for Short Term Contractors
Rockhopper appreciates that employed income can now be earned in a variety of ways from zero hour contractors, freelancers, fixed term contractors and piece workers.
We understand that many clients choose to work on short-term contracts as it gives them the flexibility and life/work balance they seek.
We work with a number of lenders who are able to consider clients who are employed via a short term or fixed term contract. Typically you would need at least 6 months track record and ideally 12 months – however in certain situations a shorter track record can be considered – for example if you have industry experience etc. Rolling contracts can also be considered i.e. those contracts with no end date.
Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are finding it difficult to get a mortgage.
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