- Up to 90% LTV
- Residential & Buy to Let
- No Credit Scoring Application for Some Lenders
- Manual Underwriting
Mortgages for Pieceworkers
Rockhopper appreciates that employed income can now be earned in a variety of ways from zero hour contractors, freelancers, fixed term contractors and piece workers.
We understand that piece work is a type of employment when workers are paid for the piece of work or task they do, for example making articles of clothing and getting paid a rate per piece of clothing produced.
We work with a number of lenders who are able to consider clients who work under a piece working arrangement. Typically you would need at least 6 months track record and ideally 12 months – however in certain situations a shorter track record can be considered – for example if you have industry experience etc.
Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are finding it difficult to get a mortgage.Read More >>
Whatever your situation, we may be able to assist.
We work with a number of lenders who have a flexible approach to underwriting your mortgage. They will look at your mortgage on a case by case basis and a person will assess your situation rather than a computer. The lenders we work with are happy to look at clients who may have failed credit scoring with other mortgage providers or need a little bit bigger mortgage based on their income.
We appreciate everyone’s particular situation is unique, which is why we look at every enquiry on a case by case basis. We work with both High Street and Specialist lenders and, if necessary, can recommend a lender who will manually assess your mortgage application rather than asking a computer to make a decision. In the current climate, we appreciate that everyone may not “tick all the boxes” for the high street lenders.
If you would like to see whether we can help you raise a mortgage for you on a property, do get in touch for a free no obligation quotation.