- Nurses, Police, Fire
- Mortgage to 6x Income
- Up to 95% LTV
- Residential & Buy to Let
- 100% Overtime & Shift Allowance
- No Credit Scoring Lenders
- Manual Underwriting
Mortgages for Keyworkers
Rockhopper has helped a number of keyworker clients obtain mortgages in the Health Service, Police Force and Fire Service such as nurses, police officers and firefighters.
We’ve arranged standard residential, shared ownership, right to buy and help to buy mortgages for clients working in these sectors.
A number of lenders we work with understand the working patterns, shift work allowances, overtime of keyworker clients and are able to consider 100% of income towards mortgage affordability. Some of the lenders we work with have specific mortgages targeted towards keyworkers and are able to consider Bank Nurses and multiple income streams for firefighters.
Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are finding it difficult to get a mortgage.Read More >>
Whatever your situation, we may be able to assist.
We work with a number of lenders who have a flexible approach to underwriting your mortgage. They will look at your mortgage on a case by case basis and a person will assess your situation rather than a computer. The lenders we work with are happy to look at clients who may have failed credit scoring with other mortgage providers or need a little bit bigger mortgage based on their income.
We appreciate everyone’s particular situation is unique, which is why we look at every enquiry on a case by case basis. We work with both High Street and Specialist lenders and, if necessary, can recommend a lender who will manually assess your mortgage application rather than asking a computer to make a decision. In the current climate, we appreciate that everyone may not “tick all the boxes” for the high street lenders.
If you would like to see whether we can help you raise a mortgage for you on a property, do get in touch for a free no obligation quotation.