- Flats & Maisonettes
- From 5% Deposit
- Multi Storey Considered
- Studio Flats
- Flats Above Commercial
- Common Sense Underwriting
- Interest Only and Repayment
Mortgages for Flats and Maisonettes
Many clients, increasingly in urban areas, wish to purchase a flat or a maisonette. The flats could be new build or older such as Victorian mansion block flats. They could be purpose built or converted from a previous house into separate flats.
We are finding more and more, that a lot of the newly built flats are in hi-rise blocks with multiple storeys and there is an element of commercial usage on the ground floor such as a supermarket, chemist, restaurant etc.
Whatever the type of flat you wish to purchase or remortgage, we may be able to assist.
Clients typically tell us they can find it difficult to arrange a mortgage on certain types of flats. For instance, not all lenders are keen on flats above 4 storeys, some lenders insist on lifts in the block, some lenders do not like deck access to flats, others are not keen on ex-local authority flats, some do not like hi-rise blocks and some lenders may require a higher deposit for a mortgage on a flat or maisonette.Read More >>
At RockHopper we can look to assist clients wishing to find a mortgage for a flat or maisonette.
We appreciate everyone’s particular situation is unique, which is why we look at every enquiry on a case by case basis.
If you would like to see whether we can help you raise a mortgage on a flat, do get in touch for a free no obligation quotation.