Mortgages for CIS Contractors

Construction Industry Scheme
Subcontractors
Day Rates & Hourly Rates
From 5% Deposit
Limited Track Record
New Contractors
Zero Hours
Multiple Contracts

Mortgages for CIS Contractors

We have assisted a number of clients who are CIS (Construction Industry Scheme) subcontractors and work in and around the building industry.

As contractor specialists, we understand CIS payslips and work with a number of lenders who are happy to use these payslips when assessing mortgage affordability rather than having to produce self employed accounts.

This can allow you to borrow significantly more than if you were being assessed using lenders’ standard affordability criteria.

We will work with lenders who will consider your:

current daily rate
multiply by 5 days per week
Then multiply that by up to 48 weeks for a year
The resulting figure gives us an annual salary
The annual salary can then by multiplied by up to 4.5 to 5 times this figure, depending on your circumstances.

Best Deals -Purchase

Initial Rate	Type	For	Then	APRC*	ERC*	Fee
0.85%	Tracker	2 years	3.59	3.3		£0
0.86%	Fixed	Nov-2023	3.59	3.2	30-Nov-2023	£1486
0.89%	Fixed	Nov-2023	3.54	3.2	30-Nov-2023	£1486
0.89%	Fixed	Nov-2023	3.54	3.2	30-Nov-2023	£1486
0.89%	Fixed	3 years	3.59	2.9	3 years	£1496
0.89%	Fixed	3 years	3.59	2.9	3 years	£1496
0.89%	Fixed	Nov-2023	3.54	3.2	30-Nov-2023	£1486
0.89%	Fixed	Nov-2023	3.54	3.2	30-Nov-2023	£1486
0.89%	Fixed	2 years	3.59	3.1	2 years	£1484
0.89%	Fixed	2 years	3.59	3.1	2 years	£1484

*APRC = Annual Percentage Rate of Charge
*ERC = Early Repayment Charge
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search:
Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000;Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; .

The mortgage deals shown above are subject to individual status and a suitable security property. You may not be eligible for some or all of the deals shown given your status and/or the nature of the security property. For a more accurate indication as to mortgage deals you are eligible for, please contact us to discuss your specific situation and/or property.

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0203 621 5696 or 01983 555 000

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Mortgages for CIS Contractors