- Pension Income
- Undrawn Pension Pots Considered
- From 5% Deposit
- Limited Track Record
- Gross Pension Income Considered
- Multiple Income Sources
- Residential & Buy to Let
Mortgage with Pension Income
At RockHopper we work with a number of clients who receive all or part of their income as a combination of pension Income and/or have one or more pension pots in the background that they are not yet drawing.
We often find that clients who receive pension income or have undrawn pension pots have faced a number of problems when approaching their Bank/Building Society to find a mortgage, such as:
- Their Bank/Building Society will not consider investment all of their pension income or undrawn pension pots towards mortgage affordability
- Their Bank/Building Society will only consider a portion of their pension income or undrawn pension pots towards mortgage affordability
- They currently receive pension income and plan to top this up with future pension income and need a lender to be able to consider both