• Residential Mortgage Rates
• Properties with Annex(es)
• Multiple Income Streams
• Repayment and Interest Only
• No maximum age for residential & buy to let mortgages

Mortgage for House with Holiday Cottage

At RockHopper we work with a number of clients who have asked us to arrange a mortgage on a house with one or more holiday cottage(s)/annex(es)/outbuildings on the same grounds.

We are able to assist clients looking to arrange a residential mortgage for this type of property as long as the mortgage applicants will occupy at least 40% of the property floorspace – including the main residence and holiday cottage(s)/annex(es).

Some of the lenders we work with are happy to consider a property where the holiday cottage(s) and/or annex(es) are let either as holiday lets or to businesses for offices and workshops.

We often find that clients who are looking to purchase or remortgage a house with a holiday cottage and annex are turned down by Banks and Building Societies as they do not like the fact that part of the property could be rented to a third party.