Mortgage for House with Holiday Cottage

Residential Mortgage Rates
Properties with Annex(es)
Multiple Income Streams
Repayment and Interest Only
No Maximum Age

Mortgage for House with Holiday Cottage

At RockHopper we work with a number of clients who have asked us to arrange a mortgage on a house with one or more holiday cottage(s)/annex(es)/outbuildings on the same grounds.

We are able to assist clients looking to arrange a residential mortgage for this type of property as long as the mortgage applicants will occupy at least 40% of the property floorspace – including the main residence and holiday cottage(s)/annex(es).

Some of the lenders we work with are happy to consider a property where the holiday cottage(s) and/or annex(es) are let either as holiday lets or to businesses for offices and workshops.

We often find that clients who are looking to purchase or remortgage a house with a holiday cottage and annex are turned down by Banks and Building Societies as they do not like the fact that part of the property could be rented to a third party.

Best Deals -Purchase

Initial Rate	Type	For	Then	APRC*	ERC*	Fee
1.24%	Fixed	Jan-2023	4.34	3.8	01-Jan-2023	£1476
1.28%	Fixed	Dec-2022	3.59	3.4	31-Dec-2022	£1475
1.28%	Fixed	Dec-2022	3.59	3.4	31-Dec-2022	£1475
1.28%	Fixed	Oct-2022	3.59	3.9	31-Oct-2022	£1473
1.34%	Fixed	2 years	3.59	3.2	2 years	£1473
1.36%	Fixed	Dec-2023	3.59	3.3	31-Dec-2023	£1487
1.36%	Fixed	Dec-2023	3.59	3.3	31-Dec-2023	£1487
1.38%	Fixed	Dec-2022	3.59	3.8	31-Dec-2022	£1475
1.39%	Fixed	Nov-2022	3.59	3.3	30-Nov-2022	£1474
1.39%	Fixed	Nov-2022	3.99	3.7	30-Nov-2022	£1474

*APRC = Annual Percentage Rate of Charge
*ERC = Early Repayment Charge
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search:
Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000;Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; .

The mortgage deals shown above are subject to individual status and a suitable security property. You may not be eligible for some or all of the deals shown given your status and/or the nature of the security property. For a more accurate indication as to mortgage deals you are eligible for, please contact us to discuss your specific situation and/or property.

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Mortgage for House with Holiday Cottage