- Specialist in Mortgage Difficulties
- To 95% LTV Residential
- To 85% LTV Buy to Let
- Interest Only and Repayment
- Non Standard Situations
- Historic Credit Issues
- No maximum age for residential & buy to let mortgages
Mortgage Difficulties
At Rockhopper, we specialise in helping clients with unusual or non-standard situations who may be finding it difficult to get a mortgage.
This could typically be down to:
- Unusual or non standard income such as zero hour contracts, multiple jobs, newly self employed etc.
- Failing credit score with a lender
- Looking to borrow a little more than the standard 4 to 4.5 times income
- Looking to borrow into retirement
- Looking to borrow with a guarantor or family member
- Unusual properties such as houses with stables, annexes, large acreage etc.
- Historic issues on credit file
Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are struggling to get a mortgage.
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