- Limited Company Mortgages
- Buy to Let
- Purchase & Remortgage
- To 85% LTV
- Repayment & Interest Only
- Professional Landlords Considered
Limited Company Buy to Let
A number of our Buy to Let landlord customers have approached us in recent years to arrange a buy to let mortgage on a property that is to be purchased/already owned by a Limited Company (Ltd Co).
They typically tell us they have been advised by their accountant/tax adviser to purchase/own the property as a Limited Company rather than an individual. This is usually down to the recent tax changes whereby individuals can no longer claim 100% of their mortgage payments as tax deductions against their rental income, whereby if the property is owned by a Limited Company this may be possible.
Clients have told us that they may have approached their own Bank/Building Society for a buy to let mortgage on a property to be owned by/already owned by a Limited Company and have been declined purely because the property is not owned by one or more individuals.
Clients approaching us to arrange a buy to let mortgage on a property owned by an Limited Company are often frustrated, that although their plans make sense, they have spoken to a number of lenders who will simply not consider a mortgage because of the property is not owned by one or more individuals.Read More >>
At Rockhopper we understand that every case is different and that no clients are ever the same. That is why we apply a common sense approach to assessing whether we can assist.
If you would like to see whether we can help you raise a buy to let mortgage on a property owned by a Limited Company, do get in touch for a free no obligation quotation.