We have seen a substantial number of enquiries from customers earning income in Euro’s, Dollars, Swiss Francs and other currencies since the introduction by the EU of the Mortgage Credit Directive in April 2016. The Directive requires that lenders have to follow additional new procedures if they are to offer mortgages in one currency which […]
Divorce or Separation Mortgages and Remortgages
There are many decisions to make when a couple decides to divorce or separate. Where children are involved, arrangements to be agreed on regarding where they will live and how much time they spend with each parent. Where there is just the couple to consider, they may need to rearrange finances and possessions. In any […]
Mortgages for 60s – 90s
Not only are modern medical advances enabling us to live longer, but they are also allowing us to live a better quality of life as we age. According to the Office of National Statistics, the UK population was the oldest it had ever been, in mid-2014. Increased health and wellbeing in older age mean that […]
Mortgage Lending for Holiday Homes
Buy to Let mortgages have become increasingly common in recent years. Even with recent changes to tax allowances on rental income and stamp duty increases, clients are still looking to invest in property as an extra income stream. Often, second properties are purchased purely to let out to tenants who are in no way related […]
Securing a First Time Buyer Mortgage
Owning a property for the first time can be both a daunting and an exciting prospect. For first time buyers, home ownership brings the freedom to put their individual stamp on a property by choosing décor and furnishings and also enables putting down roots to become part of a community. Local schools and amenities may […]