Been Declined For a Mortgage?

Non Standard Income
Unusual Properties
No Maximum Age Lenders
No Credit Scoring Lenders
Common Sense Underwriting
Credit Issues Considered
Residential Mortgages to 95%
Buy to Let Mortgages to 85%

Been Declined For a Mortgage?

Many clients contact us who may be struggling to get a mortgage due to their non-standard situation or slightly unusual requirements.

Customers calling us often tell us they are frustrated that although they would be a very good mortgage customer, they are finding it difficult to get a mortgage simply because of their situation or the property they wish to secure a mortgage on.

They often tell us they have been declined or struggled to get a mortgage due to:

Their age e.g. over 60’s
Their income e.g. self employed with a limited track record, salary paid in a foreign currency etc.
Their residency overseas e.g. in Australia
The property on which the mortgage is to be secured e.g. short lease, timber framed/clad etc.
Their credit history

Best Deals -Purchase

Initial Rate	Type	For	Then	APRC*	ERC*	Fee
1.24%	Fixed	Jan-2023	4.34	3.8	01-Jan-2023	£1476
1.28%	Fixed	Dec-2022	3.59	3.4	31-Dec-2022	£1475
1.28%	Fixed	Dec-2022	3.59	3.4	31-Dec-2022	£1475
1.28%	Fixed	Oct-2022	3.59	3.9	31-Oct-2022	£1473
1.34%	Fixed	2 years	3.59	3.2	2 years	£1473
1.36%	Fixed	Dec-2023	3.59	3.3	31-Dec-2023	£1487
1.36%	Fixed	Dec-2023	3.59	3.3	31-Dec-2023	£1487
1.38%	Fixed	Dec-2022	3.59	3.8	31-Dec-2022	£1475
1.39%	Fixed	Nov-2022	3.59	3.3	30-Nov-2022	£1474
1.39%	Fixed	Nov-2022	3.99	3.7	30-Nov-2022	£1474

*APRC = Annual Percentage Rate of Charge
*ERC = Early Repayment Charge
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search:
Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000;Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; .

The mortgage deals shown above are subject to individual status and a suitable security property. You may not be eligible for some or all of the deals shown given your status and/or the nature of the security property. For a more accurate indication as to mortgage deals you are eligible for, please contact us to discuss your specific situation and/or property.

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Been Declined For a Mortgage?